Icon of program: 4Cedi

4Cedi for Android

  • Free
  • In English
  • V1.1.1
  • 2.8
  • (13)

Instant mobile loans for Ghanaian individuals

4Cedi is a free-to-download business application that provides instant mobile loans to individuals in Ghana. It offers a variety of personal loan options that are approved without the need for collateral. This loan app caters to different loan durations, offering its customers fixed and variable interest rates.

With 4Cedi, you can access a diverse range of personal loans, from as low as ¢100 GHS up to ¢10,000 GHS. The repayment terms for these loans are flexible and tailored to each borrower. You can repay the debt in convenient installments within a maximum period of 365 days or less.

Convenient and easy money borrowing process

4Cedi is a mobile loan app that provides instant access to loans without the need for collateral. Simply provide accurate information required by the app and you'll have a loan offer ready within minutes. Borrowers can request loans ranging from ¢100 GHS to ¢10,000 GHS using this platform. It provides a hassle-free and effective method to acquire the necessary funds precisely.

Moreover, loan repayment periods from this platform can vary between seven days and one year. Remember that the interest charges will differ based on your loan's duration and interest rate. The annual interest rate or APR for loans ranges from 10% to 29%, depending on the specific loan type. It's worth noting that no service fees are involved when applying for a loan.

As an illustration, let's say you borrow ¢2,000 GHS and choose to repay it over 150 days with an annual interest rate of 20%. In this case, the total repayment amount would be ¢2,164 GHS. Additionally, it's important to note that to be eligible for a loan, you must be a Ghanaian citizen between the ages of 22 and 55. Plus, this app is specifically designed for the use of Ghanaian citizens.

Experience the speed of quick loans

4Cedi is a user-friendly mobile loan app that provides instant access to loans without collateral. Offering a range of loan options from ¢100 GHS to ¢10,000 GHS, borrowers can choose flexible repayment terms customized to their needs. With loan durations spanning seven days to one year, borrowers enjoy varying interest rates based on their selected terms. This app is exclusively available to Ghanaian citizens aged 22 to 55.

  • Pros

    • Fast and reliable lending app
    • No collateral needed
    • No service charges
  • Cons

    • Designed for the Ghanaian market only
 0/6

App specs

  • License

    Free

  • Version

    1.1.1

  • Latest update

  • Platform

    Android

  • OS

    Android 13.0

  • Language

    English

    Available languages

    • English
    • Chinese
  • Downloads

    6.6K

    Last month's downloads

    • 148
  • Developer

  • Download Options

    Google Play

Program available in other languages


Icon of program: 4Cedi

4Cedi for Android

  • Free
  • In English
  • V1.1.1
  • 2.8
  • (13)

User reviews about 4Cedi

Have you tried 4Cedi? Be the first to leave your opinion!

You may also like

Alternatives to 4Cedi

Explore Apps

Latest articles

Laws concerning the use of this software vary from country to country. We do not encourage or condone the use of this program if it is in violation of these laws.
Softonic
Your review for 4Cedi
Softonic

In Softonic we scan all the files hosted on our platform to assess and avoid any potential harm for your device. Our team performs checks each time a new file is uploaded and periodically reviews files to confirm or update their status. This comprehensive process allows us to set a status for any downloadable file as follows:

Clean

It’s extremely likely that this software program is clean.

What does this mean?

We have scanned the file and URLs associated with this software program in more than 50 of the world's leading antivirus services; no possible threat has been detected.

Warning

This software program is potentially malicious or may contain unwanted bundled software.

Why is the software program still available?

Based on our scan system, we have determined that these flags are possibly false positives.

What is a false positive?

It means a benign program is wrongfully flagged as malicious due to an overly broad detection signature or algorithm used in an antivirus program.

We’d like to highlight that from time to time, we may miss a potentially malicious software program. To continue promising you a malware-free catalog of programs and apps, our team has integrated a Report Software feature in every catalog page that loops your feedback back to us.

Flag any particular issues you may encounter and Softonic will address those concerns as soon as possible.